About Us

At Stidham Financial Services, we understand that your money represents a lifetime of hard work and dedication. Our mission is to grow and protect your assets while helping you pass on more of your wealth to your children and grandchildren rather than having it taken by the government or used to cover rising long-term care costs.

We specialize in assisting busy families across the United States to manage their assets to achieve their dream retirement while maximizing their loved ones' inheritances. Our services are designed to provide you with the protection and peace of mind you deserve to enjoy a more stress-free retirement.

What Sets Us Apart

Our Fully Integrated Professional Network

The difference that makes the difference

You might wonder what does a Fully Integrated Professional Network mean for you?

Imagine having a team that understands that comprehensive retirement and estate planning requires a coordinated effort from various professionals.

If you don’t have this fully integrated professional team, it can lead to significant issues, including higher costs, inefficiencies, and potential financial pitfalls. Our fully integrated professional network helps to ensure that all aspects of your financial planning are aligned and working together seamlessly, safeguarding your assets for you and your heirs.

The Risks of using Professionals acting independently:

Investment Professionals: When investment professionals work in isolation, they may not be aware of your overall financial goals or estate planning needs. This can lead to investment strategies that are not tax-efficient or aligned with your long-term objectives, potentially resulting in larger tax bills and less money in retirement.
Estate Planning Attorneys: Estate planning attorneys are crucial for creating wills, trusts, and other legal documents. However, your plan may have gaps without coordination with other professionals, such as uncoordinated beneficiaries or outdated documents. This can lead to probate issues, increased legal fees, and unintended distribution of assets.
Insurance Professionals: Insurance is vital to a comprehensive financial plan. Independent insurance professionals may not consider your entire financial picture, leading to inadequate coverage or unnecessary policies. This can result in higher premiums and insufficient protection for long-term care needs.
Medicare Professionals: Navigating Medicare can be complex, and independent Medicare professionals may not fully understand your healthcare needs and financial situation. This can lead to suboptimal Medicare plans, higher out-of-pocket costs, and gaps in coverage.
Veterans Administration Claims Agents: Veterans Administration Claims Agents help veterans access benefits, but without coordination with other professionals, opportunities for additional benefits or tax advantages may be missed. This can result in lower overall financial support and missed benefits.
Real Estate Professionals: Real estate transactions can have significant tax implications and impact your financial plan. Independent real estate professionals may not consider your estate planning or retirement goals, leading to higher capital gains taxes and less efficient use of real estate assets.
Retirement Planning Professionals: Retirement planning professionals are essential for creating a sustainable retirement income strategy. However, without collaboration with other professionals, there may be a lack of long-term care provisions, inadequate tax planning, and insufficient income in retirement.

Now may be the time to have our Network work for you

At Stidham Financial, our integrated approach ensures that all professionals work together towards your goals. By coordinating efforts, we eliminate inefficiencies, reduce costs, and provide a comprehensive plan that protects your assets and financial future. Trust us to guide you through every step of the planning process so you can enjoy peace of mind and a worry-free retirement.

Our professionals share information (with your permission) to create a comprehensive plan tailored to your needs. This collaboration ensures that every aspect of your financial plan is covered, resulting in a more efficient, effective, and responsive strategy.

Our Transparent Billing Policy

You're Not On The Clock... Because There Is No Clock

When people begin to grasp our unusual cooperative multi-professional approach to retirement income and estate plan design, which includes a financial advisor, estate planning attorney, CPA, tax attorney, and insurance agent working together, they logically think that's a lot of professionals so...

This Must Be Unusually Expensive Too

I get it.

Attorneys charge by the quarter-hour, right?

Not In Our Company

I'm proud to say the collaborative-case-design approach of our Fully Integrated Professional Network is unique but...

It's Our Transparent Billing Policy That You'll Really Find Exceptional

WE DON'T CHARGE you unless we can help you
- We don't know if we can help without an initial consultation
WE DON'T CHARGE for the first consultation so we can all decide
- IF we can help YOU
- IF YOU want that help
- IF WE want to work with you
- IF YOU want to work with us
IF WE CAN HELP and we want to work together
- Our Fully Integrated Professional Network will begin a thorough review and discovery process
- This discovery process will take 4 meetings to complete
WE DON'T CHARGE for the first 4 discovery meetings
- Yes, we're meticulous when it comes to your plan
WE DON'T BILL BY THE HOUR
- Hourly billing makes people nervous; I don't like it
IF we can help, BEFORE you decide to engage us...
- You'll know EXACTLY what we're recommending
- You'll know EXACTLY how much it will cost
- You'll know HOW the fee is paid BEFORE any work is performed:
  - As a carrier/institutional commission
  - Or out-of-pocket (if applicable)
WE DON'T DOUBLE DIP by "Wrapping Fees"
- "Wrapping fees" is when a Financial Advisor gets paid an institutional commission and charges the client for the work.
- It's Only Fair: If we earn an institutional commission, we will never charge you for that work.
Our Independent Lawyers DO charge a flat-rate for legal services (If needed)
- You'll know the exact cost for your legal fees before the independent lawyer begins working.
We DO Charge for financial advisory services
- A competitive percentage of the account value

In the quick video below, I explain our process and our pricing in more detail.

At Stidham Financial, we are committed to providing you with a holistic and integrated approach to financial planning so you can focus on what matters most – enjoying your retirement and leaving a legacy for your family.

Our Team

Daniel Stidham
President and Founder

Mr. Stidham was born in Arkansas, and has grown up as a proud lifelong citizen of the state, where he headquarters his business. He is the son of Dan Stidham, a District Court Judge, and Kim Hamilton Roddy, a Nurse Practitioner, working in their hometown. He is the oldest of four siblings and enjoys the responsibility that comes with being an older brother.

Upon graduation from Arkansas Tech University, where he studied behavioral sciences and played football, Mr. Stidham spent his first five years in business managing a team of professionals for AIG in Northeast Arkansas. Mr. Stidham holds a Life & Health Insurance and Series 65 licenses. He has also completed coursework in Financial Planning and Wealth Management. Stidham Financial Services now works with multiple professionals and institutions to help ensure that all clients have access to the right tools and financial professionals in a manner that best fits their unique situations

Mr. Stidham and his staff take pride in helping people grow their wealth and also protecting it from many different kinds of risk . He bases his company on understanding and meeting the financial goals of each client, knowing that no two are the same. During your no obligation consultation, a wide array of potential plans and strategies will be explained.

Daniel and Stidham Financial Services have access to an extensive network of the top professionals. This helps him tailor the right solution for you, no matter where you are in the country or in life. Mr. Stidham enjoys having offices in multiple states, and working with clients all across America, to take on today's most complex and urgent planning issues. We welcome you to join our family and learn about our many options!

When Mr. Stidham is not discovering the latest financial options to help meet your goals, his life is dedicated to his loving family with his wife Angie. They have four beautiful children Olivea, Kailey, Miles and Ava Mae. Daniel’s favorite part of his job is the close personal relationship formed with each client. As the third generation of his family living in his local community, Mr Stidham understands the importance of making sure that your family's legacy is protected both now, and for generations to come.

Angie Stidham
Chief Financial Officer/Chief Operating Officer

Angie was raised in Lake City, Arkansas and graduated from Riverside Highschool. She is a life long resident of Northeast Arkansas and moved to Paragould in 2005. She has worked in office management for her entire career and took over the operations of Stidham Financial in 2015. As Chief Financial Officer and Director of Operations, Angie is the engine that moves Stidham Financial. She is responsible for budgeting, accounting, scheduling meetings for all of our professionals and clients, communications with financial institutions, and even takes most of the day to day phone calls.

Angie is the proud mother of four beautiful children in Olivea, Kailey, Miles and Ava Mae. Almost every single moment away from our offices is devoted to her family. She loves to travel with them, attend school activities and takes pride in keeping a happy home.

Olivea Jett
Partner / Associate Advisor

Olivea got her start in the financial industry thanks to her parents, Daniel and Angela Stidham. She started as an apprentice when she was only 15 years old. These years of experience shadowing her mother and father, enabled Olivea to learn how advanced estate strategies are created and maintained through our fully integrated network. By the time she graduated high school, she was working full time for Stidham Financial Services. Olivea graduated Arkansas State with a BS in Psychology and a BA in Criminology. Olivea currently holds Life & Health and Property & Casualty Insurance licenses (NPN: 19497901). She holds a Series 65 license (CRD: 7890575).

She currently heads up our team of Retirement Professionals, and has a passion for helping our clients understand complex concepts such as financial, income, and retirement strategies. Olivea takes pride in being able to help solve the problems our clients bring to the table as a team, as well as create lasting relationships with each and every family she works with.

We are happy to have this hard-working young lady on our team!

Retirement and Insurance Professional - Robert Hall

Robert Hall
Retirement and Insurance Professional

Robert L. Hall is a highly motivated and experienced entrepreneur that has proven himself as extraordinary in his field, with the innate ability to cultivate creative ideas. Robert has also demonstrated the aptitude to implement very complex insurance protection and growth strategies designed to help deliver the desired results. He has formed some very unique partnerships and been recognized as one of the most notable professionals in the country by some of the largest and oldest companies in the world.

Robert founded the Affinity Advisory Network to be a holistic full service estate planning company. The strength of the company lies with the retirement professionals’ mentality to service every type of client, large or small. To better meet the needs of clients across the country, Robert has partnered with his close friend and colleague, Daniel Stidham and Stidham Financial, to bring this unique type of all-inclusive planning to more people than ever before. Over the past 6 years, Robert has worked side by side with Daniel to help address some of the most complex and urgent planning problems for retirees, helping them to protect what they have worked a lifetime for, and providing them with the financial confidence that everyone deserves to enjoy in their retirement years.

Robert Hall currently holds his Life and Health Insurance License, Property and Casualty Insurance License, and Viatical Settlement Brokers License. Robert is working toward the Series 65 License.

Marissa
Administrative Assistant/Event Coordinator

Marissa has been a part of our team for over two years as Angie's assistant, and back office support. She has been training under Angie closely, and is her right hand. Recently, she was awarded Event Coordinator to her list of titles, as she will also be responsible for the preparation and planning of our Estate Planning Presentations, both live and online. This role is perfect for her, as her greatest satisfaction is found in working directly with people. We are excited for the public to find out why we appreciate having this wonderful young lady be a part of our team.

Marissa is currently working on completing her Bachelor's Degree at Arkansas State University, after graduating high school from Greene County Tech. In her free time, Marissa enjoys cooking, spending time with family and friends, shopping, and expanding her collection of plants.

Ryan Wood
Retirement and Insurance Professional

Ryan Wood is a Retirement and Insurance Professional at Stidham Financial, and is driven by a strong motivation to make a career of helping others through education. While Ryan has proven himself as an exceptionally skilled creator of customized retirement and estate strategies, his true calling is providing knowledge to those with which he works. Ryan really shines in his ability to break down complicated issues into easily understood concepts, then explaining how they relate to an individual’s goals and concerns.

Ryan began his career shadowing the top advisors at Stidham Financial and working closely with Mr. Stidham, himself. That experience gave Ryan the opportunity to learn high-end and complex financial and estate strategies and techniques that typical professionals never get the chance to see. In shadowing some of the other professionals in our organization, he also got the chance to see, up close, how financial strategies work hand in hand with other fields of discipline to create complete and effective strategies. “I don’t see how anyone can think that they have everything covered, if they are only working with one professional, or even just one type of professional. What I enjoy most here, is that I get to be a part of a complete team of professionals in different fields. People just don’t understand how necessary that is for them,” Ryan said, early on in his career. Ryan currently holds a Life & Health Insurance license. He is working toward the Series 65 license.

Ryan is based out of the Ohio office, but practices across the country via video conference, to help families create strategies to protect their assets from the multitude of threats that retirees face to their estates.

What To Expect At Your First Appointment

1. In your first meeting, you will enter a relaxed environment in which our team of professionals will begin to uncover potential roadblocks that could prevent you from achieving your financial goals. Feel free to sit down and enjoy a cup of coffee as we draw out the roadmap designed to help you achieve your financial goals.

2. Your spouse, partner, family members or other confidants should be with you. To maximize productivity, we ask that all decision makers are present at your initial consultation. Appointment time in our office is very valuable, so bringing non-present decision makers up to speed at a later date is not optimal.

3. You DO NOT have to bring ANYTHING in. We believe that your first appointment with us will be different than any other meeting you have ever had with a financial professional. You do not know us, and we do not know you. Quite frankly, we are not sure if we will be able to help you or whether or not we will elect to take you on as a client. Your first meeting will give us the proper time needed to get an initial peek into your financial world. If you choose to bring specific items in to your appointment, we cannot guarantee that we will review them.

4. We’ll accomplish three items in our initial time together.

Destination Navigation

Determining where you want to go is a pivotal part of realizing any potential roadblocks. In order for us to establish an appropriate course of action, we must first ascertain any concerns and objectives and bring them to the forefront. Allow us to assess your current goals as a function of the portfolio you currently have.
Are we able to help you?

We can’t help everyone who comes through our doors. After our initial meeting, we should have enough information to fully assess whether our “holistic planning approach” will help you reach your desired destination.
Do you really want our help?

We respect the fact that some people just want information. We are in the business of fixing problems, not just giving away information. We will provide you with the information that you need to determine if you want to take the next step in our “holistic planning approach.” It’s not uncommon for you to meet with our professionals several times over the first 90 days, including the possibility of meeting twice a week on occasion. Our time is very valuable and appointment time in our schedule is usually booked out weeks in advance. We can help fix your financial problems, but it’s up to you to take the 1st step.

TO SUMMARIZE:

You’ll be greeted warmly and seen at your appointment time. We strive to minimize wait time. Your appointment will last no less than 30 minutes and no longer than 90 minutes. All the family decision makers are asked to attend the entire meeting. By the end of the meeting, we will tell you whether or not we believe we can help you address any problems you may be experiencing, or at the very least whether we should sit down together for a second meeting. If Stidham Financial Services puts together a plan for you, we are confident that you will understand more about your financial situation than you ever have before. Our objective is to provide you with financial confidence knowing that a caring and talented team is available to help you reach your goals.